A lot of of car insurance companies actually don't know what people in the antique classic car pursuit in reality want. They are blinkered by the needs of the day to day car use of Joe public. Everything has to slot into a standard category and car value goes down relentlessly as the years pass by. If you alter anything on the car they start salivating with the anticipation of a lovely fat commission check. So what are you to do if you suddenly have the urge to buy an historic motor vehicle, a hot rod or just want to 'pimp your ride' and make it look stunning. Well fortunately there are companies out there that specialize in this kind of thing. They know what the car collector needs and make it their passion to keep them happy with the insurance that they provide.

One of the great things about classic car collecting is that your car has the potential to grow in value as the years pass. This is very different to the ordinary car market. To this end classic car insurers have a method of agreed valuation. Therefore you can set your own value on the vehicle that you possess. Its value may be bigger because it is an historic vehicle or possibly because you have spent a lot of money altering the body design or the engine specification. However this has to be agreed with the insurer and so you just can't simply make things up or over rate the car's condition or features. You could have to provide photos of the car as part of the process of valuation.

This doesn't really mean that antique classic car insurance is going to be expensive. This is because the insurers know that the people who own such cars are serious about their investment and will be driving with the utmost care and usually trying to keep their vehicle safe. People who own these vehicles are usually not using them for the usual day to day commute to work. A lot of the time they locked up just waiting for that show event to take place and then with great care they are shown in all their finery.

There are a number of other things that are important in the selection of cover in this particular area. If you intend showing your car at events then there is coverage aimed at this particular field. Cover can also be provided for foreign travel and touring. This could also include the shipping to the foreign country, spare parts, labor and trip interruption.

Some insurers have restrictions on the annual mileage that you can do with such a vehicle. This is actually an attempt to stop you using it as your family car. There are others that have no restrictions what so ever. If you know that you are only going to do a small number of miles in a year then this can also be a bargaining point in keeping the insurance costs down.

If you suddenly have the mind to buy a certain car and have to get it there and then there is also instant cover available for a short amount of time on a new acquisition. This allows you to buy it, get it home and sort out the actual insurance cost at your leisure. This is a good feature as I am sure that a lot of vehicles are bought in that moment of madness which takes place when you are given an offer you just can't refuse!

It is never too late to start your own collection of classic vehicles. I owned 2 Land Rovers at one time. I always wanted a car that was older than me and I found a 1956 series 1 Land Rover which just fitted the bill. I also had a 1964 safari long wheel base Land Rover as well. I actually used this one as my main vehicle AIs found the insurance for limitless mileage was cheaper than the usual insurance on a modern car. The main idea is that you should not allow the fear of antique classic car insurance cost put you off starting your own classic car collection.